Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. Get up to $600k with no monthly payments.

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Get 30k-600k with a Home Equity Investment (HEI). No monthly payments. No need for perfect credit. See if you qualify in 60 seconds - no impact on your credit score

May 2, 2025 · You typically repay Point when you sell your home, get a cash-out refinance, or reach the end of the 30-year term. Your repayment amount is based on your home’s va

Call (888) 764-6823 or fill out a brief contact form to learn more about Point, our Home Equity Investment (HEI), or any other Point product.

Upgrade your current savings into a 20% down payment with Point's SEED. Buy the home you love, sooner, with a lower monthly mortgage payment and no PMI.

Point’s Home Equity Investment (HEI) empowers homeowners to unlock their home equity – with no income requirements, no monthly payments, and no need for perfect credit.

How does a Home Equity Investment work? Learn how Home Equity Investment pricing changes as your home appreciates over time.

Pointʼs Home Equity Investment (HEI) is an entirely new way to unlock your homeʼs wealth. Point partners with and invests alongside you in the property. Subject to underwriting a

With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opp