https://www.aarp.org/social-security/retirement/working-in-retirement/?msockid=2d12be9c6408693c124ea983653a6893
Jan 15, 2026 · Video: How Can You Keep Working While Collecting Social Security Why the government has an earnings test The earnings test is a legacy of Social Security’s initia
https://www.aarp.org/social-security/faq/working-while-collecting/?msockid=2d12be9c6408693c124ea983653a6893
Oct 10, 2018 · Learn about how you can continue to work or go back to work and still collect Social Security retirement benefits.
https://www.aarp.org/social-security/faq/does-what-my-spouse-earns-affect-my-benefit-earnings-limit/?msockid=2d12be9c6408693c124ea983653a6893
Oct 10, 2018 · It’s only interested in how much you make from work while receiving benefits. In other words, if your income exceeds the cap on yearly earnings for beneficiaries
https://www.aarp.org/social-security/faq/when-does-earnings-limit-expire/?msockid=2d12be9c6408693c124ea983653a6893
Oct 10, 2018 · In 2026, if you collect benefits before full retirement age and continue to work, the Social Security Administration (SSA) will temporarily withhold $1 in benefits
https://www.aarp.org/social-security/working-and-your-monthly-benefit/?msockid=2d12be9c6408693c124ea983653a6893
Feb 6, 2026 · You can receive Social Security benefits while working, but if you claim them before your full retirement age, it could reduce your monthly payments.
https://www.aarp.org/social-security/faq/special-earnings-limit-first-year-rule/?msockid=2d12be9c6408693c124ea983653a6893
Oct 10, 2018 · The special earnings limit rule is an exception to Social Security’s earnings test — the cap on the amount you can make from work in a year without Social Secur
https://www.aarp.org/social-security/faq/does-payment-increase-if-you-continue-working/?msockid=2d12be9c6408693c124ea983653a6893
Dec 3, 2025 · It depends on how much you're making and how much you've made over your working life. Plus when you file for Social Security benefits. Learn more here.
https://www.aarp.org/social-security/faq/earning-full-retirement/?msockid=2d12be9c6408693c124ea983653a6893
Oct 10, 2018 · Working while collecting Social Security might lower your benefits before you hit full retirement age, but it might increase them in the long term. That’s because
https://www.aarp.org/social-security/faq/spouse-income-affect/?msockid=2d12be9c6408693c124ea983653a6893
Oct 10, 2018 · However, if you receive spousal benefits, your spouse’s earnings could affect the overall amount you get from Social Security. These are Social Security payments
https://www.aarp.org/social-security/should-you-work-and-collect-benefits/?msockid=2d12be9c6408693c124ea983653a6893
Apr 9, 2021 · An explanation of what happens if you claim Social Security retirement benefits while earning income and when you might recoup benefits that were cut.